About Us:
A fast-growing Fintech company, Dollarsmart Global (DSGPay), is focused on disrupting and delivering innovative solutions within the Asian payment markets. DSGPay services a broad range of Asian, European and USA SME clients, allowing them to seamlessly grow their business into Asia and Oceania.
Huge growth plans are in place, and DSGPay requires an experienced Global Head of Risk and Compliance to join its young team. As a licensed financial institution operating in multiple jurisdictions, we are committed to maintaining the highest standards of compliance, governance, and risk management to support our global ambitions.
DSGPay has a global banking network, unique online products and a great brand with the right technology. This is a fantastic opportunity for the right Risk and Compliance professional.
Role Summary:
We are seeking an experienced, strategic, and hands-on Global Head of Risk and Compliance to lead and strengthen the enterprise-wide risk management, compliance and AML/CTF frameworks that underpin our business operations globally.
This senior leadership role will be responsible for regulatory engagement, AML/CTF, enterprise-wide risk assessments (EWRA), operational risk, financial crime prevention, data governance, and internal controls. We are seeking an experienced, strategic, and hands-on Global Head of Risk and Compliance to lead and strengthen the enterprise-wide risk management, compliance and AML/CTF frameworks that underpin our business operations globally.
This senior leadership role will be responsible for regulatory engagement, AML/CTF, enterprise-wide risk assessments (EWRA), operational risk, financial crime prevention, data governance, and internal controls. You will be both a key advisor to the Board and executive team, ensuring risk and compliance are business enablers—not blockers—as we scale responsibly, as well as working with the business to embed risk and compliance management across the business.
Key Responsibilities:
Anti Money laundering AML/Counter Terrorism Financing (AML/CTF)
- Working closely with the Global CEO, set the strategic tone, policy and procedures to manage all AML/CTF risk in the company across all jurisdictions. Ensure a one-way gold standard approach with localisation where required.
- Manage regional MLROs and oversee the global AML/CFT program.
- Own the deployment and effectiveness of transaction monitoring, sanctions screening, KYC/CDD, and EDD systems.
- Ensure timely and accurate filing of STRs/SARs and regulatory reporting.
- Oversee internal AML audits and maintain up-to-date AML policies and training.
Enterprise Risk Management (ERM) & EWRA
- Lead the development, implementation, and ongoing management of the global Enterprise Risk Management Framework, including annual Enterprise-Wide Risk Assessments (EWRA).
- Monitor, assess, and report on key risk types including operational, strategic, financial, cyber, reputational, and third-party risks.
- Maintain and oversee the Risk Register and Key Risk Indicators (KRIs).
- Advise the executive team and board on emerging risks and mitigation strategies.
Operational Risk Management
- Establish a proactive operational risk management culture.
- Develop and implement incident and loss event reporting, root cause analysis, and remediation processes.
- Lead periodic scenario analysis, risk control self-assessments (RCSAs), and business continuity planning.
Compliance & Regulatory Affairs
- Oversee global compliance frameworks to ensure alignment with relevant laws, licensing conditions, and regulations (e.g., MAS, FCA, AUSTRAC, FinCEN, BSP, etc.).
- Serve as the principal point of contact for regulators, auditors, and partners.
- Coordinate licensing applications, audits, and regulatory responses across multiple jurisdictions.
- Ensure regulatory change management processes are in place and effective.
Fraud Risk & Conduct Risk
- Design and implement fraud prevention strategies, monitoring systems, and investigation protocols.
- Collaborate with Product and Engineering teams to integrate fraud detection and customer protection into workflows.
- Define and enforce a company-wide Code of Conduct and whistleblower policy.
Governance, Data Protection, and Controls
- Oversee global compliance with data protection and privacy regulations (e.g., GDPR, PDPA, etc.).
- Implement policy governance, training, and internal audit programs.
- Present regular risk and compliance reports to the Board and Risk Committee.
Team Leadership & Culture
- Build, mentor, and lead a global team of compliance and risk professionals.
- Drive a culture of ethics, transparency, and shared ownership of compliance across the organization.
- Provide regular internal training and compliance updates to leadership and staff.
Requirements:
Must-Have
- 10+ years of experience in senior compliance/risk leadership roles in banking, fintech, payments, e-money, or regulated financial services.
- Deep knowledge of risk and compliance disciplines including AML/CFT, operational risk, EWRA, data privacy, fraud risk, and governance.
- Familiarity with multiple regulatory environments (e.g., BoT, FCA, FinCEN, AUSTRAC, FSA, etc…).
- Demonstrated experience managing global regulatory audits, risk assessments, and cross-border compliance teams.
- Strong analytical, communication, and leadership skills, with executive presence and strategic foresight.
- Strong management skills and people skills. Able to manage multiple stuff across different regulatory jurisdictions.
Preferred
- Bachelor’s/Master’s Degree in Law or related degrees.
- Certified in ACAMS, ICA, CFE, CRMA, or similar qualifications.
- Experience implementing risk systems and compliance tech solutions.
- Exposure to startup or scale-up environments and fintech licensing processes.
What We Offer:
- Leadership role with strategic influence at the executive and board level.
- Competitive compensation package with ESOP.
- Remote-friendly, mission-driven company culture.
- Opportunity to help shape the risk and compliance function at a rapidly scaling fintech.
